Terms of Use

By accessing or using this website, you agree to be bound by these Terms of Use and our Privacy Statement. If you do not agree with these terms, you must not use this website.These Terms govern your use of this website and any related tools, services, or information provided through it. They do not replace or override any loan agreement or disclosure statement you may enter into with us.

MB Private Limited ('we', 'us', 'our') is a New Zealand–registered non-bank lender offering residential mortgages to individuals or legal entities. We are not a registered bank under the Reserve Bank of New Zealand Act 1989.We are committed to responsible lending in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA) and all other applicable New Zealand laws.

You agree to use this website lawfully and in accordance with these Terms. You must not:

- Engage in any unlawful, misleading, or fraudulent activity;

- Attempt to gain unauthorised access to our systems or data;

- Interfere with or disrupt the website’s security or functionality;

- Use bots, scraping tools, or other automated methods to collect data without permission.We may suspend or restrict access to the website at any time for security, regulatory, or operational reasons.

All content on this website is provided for general information only and does not constitute financial advice or an offer of credit.Eligibility information, interest rates, repayment examples, and calculator tools are illustrative. Final loan amounts, interest rates, and terms depend on a full credit assessment, including your application details, credit history, and our lending criteria.You should consider obtaining independent financial advice before entering into any loan agreement.

As a reporting entity under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 (AML/CFT Act), MB Private Limited is required to:

- Verify your identity and, in some cases, the source of your funds or wealth;

- Collect information and documents such as your passport, driver’s licence, proof of address, and financial information;

- Monitor transactions and report suspicious activity to the New Zealand Financial Intelligence Unit (FIU) if required by law.

By using our services and submitting an application, you agree to provide any information we reasonably request to comply with our AML/CFT obligations. If you do not provide this information, we may be unable to proceed with your application or offer lending services.

All content on this website (including text, graphics, logos, images, and software) is owned by MB Private or its licensors and is protected under New Zealand and international intellectual property laws.
You may view and download content for personal use, but you may not reproduce, modify, distribute, or use it for commercial purposes without our written consent.

This website may contain links to third-party websites or services. We do not control or endorse these sites and are not responsible for their content, privacy practices, or accuracy. Accessing third-party links is at your own risk.

This website is provided “as is” and “as available” without warranties of any kind. We do not guarantee that:

- The website will always be available or free from errors;

- The content is accurate, complete, or up-to-date at all times.

To the maximum extent permitted by New Zealand law, MB Private Limited is not liable for any loss, damage, or costs (whether direct, indirect, or consequential) arising from your use of the website or reliance on its content.

Nothing in these Terms limits your rights under the Consumer Guarantees Act 1993 or other applicable legislation.

These Terms are governed by the laws of New Zealand. Any disputes will be subject to the non-exclusive jurisdiction of the New Zealand courts.

We reserve the right to change, amend or modify these Terms from time to time. Updated versions will be posted on this page with a new effective date. Continued use of the website after changes are made constitutes acceptance of the revised Terms.

For any questions about these Terms or the website, please contact us:

MB Private Limited
admin@mbprivate.nz
Phone: +64 3 928 1440

Level 2, 124 Peterborough Street
Christchurch 8013
PO Box 317, Christchurch 8140